Spanish mortgages , Mortgages in Spain, Mortgage Spain | Mortgage Guide

Mortgage Guide

Mortgage guide

Interest rates in Spain are still significantly lower than in the UK and other parts of the world – which means your money could go a lot further than you think. And when it comes to arranging a mortgage, you could be in for a pleasant surprise when you find out how much you can afford.

Before you begin your hunt for your ideal property, it is recommended by Real estate TV , eeau.com and Amlaspain.com that you take some Independent mortgage advice with Spanish Mortgage Services. They have 20 years of experience in the financial markets of Spain and the UK.

Spanish Mortgage Services offer you a free, no-obligation consultation giving you the chance to see what kind of mortgages are on offer, establish exactly how much you can borrow, what the repayments will cost, the price range of properties within your budget, and the deposit you’ll need. Whatever your circumstances, Spanish Mortgage Services work closely with 104 lenders to tailor mortgages to your individual needs.

Documentation required for your Spanish mortgage

Employed:

Copy of your passport
3 months’ personal bank statements illustrating declared income and outgoings
3 most recent wage slips, plus your latest P60

Self-employed:

Audited accounts for the last 2 years
Last 2 years’ tax returns
Letter from your accountant confirming your income and tax payments for the previous year
Proof of any other sources of income that you may wish to borrow against
Copy of any tenancy agreements on buy-to-let properties
Details of any pension you may be receiving.

Complete our simple Spanish mortgage application form for a quick "in-principle" decision. You will receive a quote with no cost or obligation to proceed.