Why Use a Broker

For most people a mortgage is the only way you'll own a house.

Clearly, the goal is to find the most competitive interest rate, but not everyone knows how to go about it and most homebuyers accept the first rate their bank offers.

A mortgage broker is a certified professional or company who seeks the best mortgage terms for you by accessing a network of lenders that includes major banks, trust companies, credit unions and finance companies. (Brokers may also draw on local lenders that aren't part of a network.) This stable of lenders provides brokers with interest rates on a near-daily basis.

However, mortgage brokers like Spanish Mortgage Services are not beholden to any of them. We are beholden only to you, the client and will sift through rates to find you the best one.

The basic advantage of a mortgage broker like Spanish Mortgage Services is that we save you from approaching the various lending institutions yourself, a laborious and sometimes undignified task, especially when you don’t speak the language. You fill out an application stating your assets and earnings, and based on your financial details, we will search the market for the best mortgage for you.

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